Update on the insurance

We collectively spent about 5 hours yesterday trying to figure out where in the WORLD our insurance company was getting off charging us so much money when every other company was considerably cheaper. After these 5 hours, Tim (genius that he is) was looking at our copy of the manual sheets that our insurance agent filled out. We realized that the focus was actually about $300 more expensive yearly than the mini! He couldn't figure out why and then finally realized that the guy had put the focus in as a 2004, not a 2000. So, that makes a HUGE difference. He emailed him so we'll see what happens today.