One of the moments where we look at each other and think "Oh hell-this is either going to be one of the best or worst things we've ever done."

After meeting with our mortage officer the other day, listening to him speak in tongues, and then proceeding to sign away our life, I am still in a state of incoherence because of the foreign mortgage languages my head is still trying to process. One of the biggest moments of the day was when Mike the Mortgage guy nonchalantly said, "Assuming you pay off the mortgage in 30 years, don't refinance, and don't move, you will have paid a million dollars for this house at that point." That seems absolutely crazy to me. Granted, it's really not that much money in the grand scheme of the housing market-especially in 30 years-but considering the fact that we are 23 and 24, respectively, and in our first jobs, that sounds like a whole freakin lot. But hey, since we will have a house now, our payments and interest rates are reasonable, and we'll gain equity, we decided that signing a huge lump of debt into our names is bound to be beneficial. So, into suburbia we go...willingly but not fully knowing what we could be getting ourselves into. Such is life, eh? Life seems to be full of these blind jumps: marriage, buying a house, accepting a job, possibly in MANY YEARS having a child. Every experience has its own risks but in my experience (at least with marriage) the benefits have so far outweighed the risks. So, we will continue plunging. What fun is life anyway if you never take risks?